B GroupPlatform
A full end-to-end KYC and AML platform.
Onboarding, KYC, AML, ongoing monitoring, reporting and record keeping brought together in one beautiful, simple to use, large automated backend system for your compliance team, or one API that integrates into any in-house platform. Set up, onboarded and trained within days.
What you get
Every check a licensed business needs, and the operations around them.
Biometric onboarding
Document capture with authenticity checks, NFC chip reading for e-passports and eID cards, face match and certified liveness. Web link, SDK or API; your brand throughout.
PEPs, sanctions and adverse media, every day
Screened at onboarding and re-run every day for every user on the platform against EU, UN, OFAC, UK OFSI and national lists, commercial PEP data and adverse media. New hits are highlighted to your MLRO and compliance team, who keep full control of the outcome.
Proof of address and source of funds
Automated validation of utility bills, bank statements and official letters, optional open-banking confirmation, and source-of-funds and source-of-wealth collection with documentary evidence, cross-matched to the identity record.
Bank account monitoring
Where required, connected financial accounts are monitored continuously for suspicious transactions under your risk rules, with alerts routed to your team.
Crypto and Web3 wallet monitoring
Wallet and transaction screening through Chainalysis, Elliptic and other analytics providers, with alerts flagging suspicious activity and Travel Rule data exchange for transfers between service providers.
Risk parameter guidance
Rulebook packs that tell you what a high-, medium- or low-risk flow must contain in each regime, with recommended thresholds, fully documented processes and a change log your supervisor can read.
Real-time alerts and casework
Alerts for compliance on desktop and mobile the moment a hit, a transaction or a document needs attention. Queues, four-eyes review, decision recording and SAR support in one case view.
Regulatory reporting
Suspicious activity and transaction reports prepared with all financial data, reasons and supporting information attached, for filing with FinCEN, the NCA, European, Latin American and other FIU systems. Every report is sent by a human. Systems covered.
Record keeping and GDPR made easy
Onboarding data, documents and decisions are encrypted and held in regulatory-appropriate vaults on the licensed entity's behalf. Access, export and deletion requests under the GDPR, US and equivalent regimes are prepared automatically and released by a human.
Human oversight, improved
Automation does the work. Your MLRO keeps the decision.
Volume and AI-driven service applications take the repetitive work out of compliance operations. They never take the decision. Full MLRO and Chief Compliance Officer oversight is built into every path, so the business stays compliant at all times while oversight gets better, not thinner.
- Daily re-screeningPEP, sanctions and adverse-media checks run every day for all users; only new or changed hits reach your team.
- Every risk decision is yoursRisk scores and recommended actions are presented; adverse outcomes are never auto-declined and always reviewed by a human.
- Every SAR is human-sentReports are drafted with the evidence attached and sent only after a named person has verified and released them.
- Every GDPR action is verifiedData requests and deletion requests are prepared automatically and completed with human verification at each stage.
- Every alert is auditableAlerts from Chainalysis, Elliptic and other third-party services land in the same case view with the same record of who did what and when.
Backend user-management platform
A simple dashboard for your compliance and operations team: flows, queues, alerts, cases, users, documents, reports and records. Roles and permissions per team member, passkey or multi-factor sign-in, and a full audit trail.
One API into any in-house platform
One connection to every service on this page and every integrated provider. Hosted web link, web SDK or REST API, with a sandbox that mirrors production. Setup, onboarding and training are provided within days.
Rulebook
Regulation as maintained, versioned flow templates.
Each pack states which checks a flow must contain at each risk level, which controls apply and which evidence must be retained, with a monthly change log. Your flows pin a version and you choose when to move.
| Pack | Covers | Status |
|---|---|---|
| EU today | MiCA, the Transfer of Funds Regulation, current AML directives as transposed, the EBA remote-onboarding guidelines | In preparation |
| EU AML Regulation 2027 | Identification, reliance, outsourcing, record-keeping and data-protection articles applying from 10 July 2027; AMLA customer-due-diligence standards | In preparation |
| United States | Bank Secrecy Act and FinCEN customer due diligence rule, state money-transmitter expectations | Planned |
| United Kingdom | Money Laundering Regulations, JMLSG guidance and the FCA cryptoasset regime | Scheduled H2 2027 |
| Latin America | Brazil, Mexico, Colombia and Argentina AML frameworks | Planned |
| Switzerland | FINMA Circular 2016/7 on video and online identification, SRO rules | Scheduled 2028 |
| Asia and Africa | Singapore, Hong Kong, UAE, India, South Africa, Nigeria and Kenya frameworks | Planned |
Pack contents are mapped against the legal texts and pending counsel review. Clients remain the obliged entities and responsible for their own compliance; the rulebook makes that compliance demonstrable.
The vault and the network
Verified once. Reused with consent. Never shared without it.
No cross-selling, ever, and no sharing of your onboarded users with anyone. At the end of a verification the user may tick a box to save their files: passport, biometrics, proof of address, source of funds and other information, encrypted under a key only they hold.
If that user later presents the saved files to another company on the platform, you receive a credit of 25% of the cost charged for their onboarding. Rechecks and re-KYC of your existing users, as regulation requires from time to time, are provided free of charge in large volume. Over time an onboarded base becomes a profit centre rather than a cost centre, and onboarding for returning users becomes a one-tap step.
The plain-language explanation for users · How the credit works
For the receiving business
Verified data arrives with a fresh liveness check and a reference to the original evidence, at a reduced onboarding cost.
For the originating business
A 25% credit per genuine reuse against your invoice, plus free rechecks of your existing users.
For the user
No marketing, no profiling, no visibility between businesses. Erase at any time; erasure is cryptographic.
Try it on your own flows.
Design partners get sandbox access within five working days and a cost projection from their expected volumes.